Category: Law School Debt Payoff

Law school debt payoff – terrifying words if you’re in a lot of debt. Lawyers can graduate with six figures in debt and no guidance on how to pay that off. Here’s how to plan for, live with, and ultimately pay off that debt – with or without loan forgiveness. I relate from my experience saving $65k while working for four years before law school and paying off $112,000 in law school debt within two years of graduating.

frugality doesn't work

Why Frugality Doesn’t Work

The word “diet” means the foods you eat regularly. So technically everybody is on a diet. And your diet may not work for me, and it might not even work for you. And telling everyone to diet or about your diet, well that’s annoying. The...

unrecognizable female knitting while recreating on bed with adorable cat

Lazy Ways to Save Money

Often our goals are difficult because they require too many decisions to break out of our rut. But if we redesign our lives so that making good decisions is easier, we can become successful without any willpower. You don’t need self-control to brush your teeth,...

pexels-photo-2068975.jpeg

I Paid Off $112k in Student Debt and Still Support (Some) Loan Forgiveness

Throughout President Obama’s administration, there was a lot of talk about student loan forgiveness. Nothing happened and I eventually ended up paying off all my student loans in 2014. Now with President-elect Biden’s impending administration, more people are talking about student loan forgiveness again. Typically...

ten problems with biden's free college plan

Free College Education? Ten Big Problems with Biden’s Plan

President-elect Joe Biden, likely due to pressure from candidates Bernie Sanders and Elizabeth Warren, promises to tackle higher education costs, by, among other proposals, making college free. But I see ten big problems with Biden’s free college education plan. This is not a tit-for-tat fairness...

We Need to Stop Normalizing Big Debt Payoff

We Need to Stop Normalizing Big Debt Payoff

I’m sure you’ve seen the clickbait headlines – paying off hundreds of thousands of dollars in debt in a ridiculously short time. Heck that’s me too: How I Paid Off $112,000 in Debt in 18 Months. My story is very boring. I didn’t win the...

easy money tip that saves thousands

The Easy Money Tip That Saves Thousands

During this time of uncertainty, everyone is looking for ways to save money. Even small amounts can add up to an emergency fund or just that added bit of security we need to get us through. Here’s an easy money tip that has saved me...

How to Stay Motivated when Progress is Slow

How to Stay Motivated After Failure

The journey of a thousand miles starts with one step. But when you’re on step 752, you see how much farther you have to go and you’re already tired! How do you stay motivated when progress is slow or nonexistent or how do you stay...

crop fashionable bride in wedding dress and gold accessories

Treat Yo’Self: How to Splurge Without Guilt

Treat My’Self I once dated a guy who only ate food that was “healthy.” This was disappointing for me because my favorite food is fried chicken. 3-piece Popeye’s with 2 sides and a biscuit – yum! I love desserts. I love ramen. I love food!...

navigate emergency without funds

How to Navigate an Emergency without an Emergency Fund

It’s not helpful to scold anyone for not saving for the present moment. And it’s a lot of people. 50% of Americans don’t have the emergency savings to live through the Covid-19 pandemic. Maybe you’ve just started your job or just started to get your...