Tagged: luxury

latte factor is crap

The Latte Factor is Crap: In Defense of Little Luxuries

You can’t write about personal finance without addressing the so-called “latte factor.” A personal finance writer named David Bach coined the term “the latte factor” for the idea that you could build up wealth by redirecting your small expenditures into savings. Quit your lattes and...

crop fashionable bride in wedding dress and gold accessories

Treat Yo’Self: How to Splurge Without Guilt

Treat My’Self I once dated a guy who only ate food that was “healthy.” This was disappointing for me because my favorite food is fried chicken. 3-piece Popeye’s with 2 sides and a biscuit – yum! I love desserts. I love ramen. I love food!...