Reading quick money tips is my junk food. But sometimes the tips are so outdated, they leave a bitter taste in my mouth. A lot of (lazy) personal finance writers would argue that their advice is timeless but that cannot be true. The world is...
The 50-20-30 budget is one of the most popular budgets according to personal finance “experts.” In it, you spend 50% on needs, 20% on savings/debt reduction and 30% on “wants.” This is a terrible plan for almost every income and lifestyle. The 50-30-20 budget is...
When I was paying down my law school debt, it felt like I was fighting for every last penny. I thought I would feel so much better after my debt was gone. But then, after I paid off my debt, I looked at my paltry...