Lawyers are stereotyped as high-earning, yet many don’t become wealthy. Part of the reason for this is golden handcuffs. Lawyers think they have to spend to look a certain way and they get used to the perks of a high salary. The gold is very attractive but remember – they’re still handcuffs. Don’t get caught up in the lifestyle and ruin your life.
I am always confused when people equate having money with having all one’s problems solved. Yes, money can solve a number of problems. But if money solved all problems, then we would have solved all our problems after our first or second raises. Instead, most...
It’s a matter of faith that chasing a higher salary is a great way to get to financial independence and wealth. But one fifth of six-figure earners live paycheck-to-paycheck. And how many people do you know who chase after a higher salary only to find...
Everyone seems to be fasting these days – just on the internet, not in my real life. My real-life friends think this is weird. So here internet, this is my contribution – my three-day fast experience, what I learned. My History of Fasting After reading...
The internet is a strange and fascinating place. There is a wealth of information, but not all of it good. Lots of people write content just to sell you stuff. And others are just idiots. Even good-hearted people trying to impart knowledge can only speak...
I learned long ago that I’m not an organized person. My hands seem to play tricks on my brain and I can never remember where I put things. But I have figured an easy hack to keep myself from sorting through heaps and piles of...
You can’t write about personal finance without addressing the so-called “latte factor.” A personal finance writer named David Bach coined the term “the latte factor” for the idea that you could build up wealth by redirecting your small expenditures into savings. Quit your lattes and...
The science is in and you will obtain more happiness by buying experiences over stuff! But, I just don’t buy it (pun intended). I say, buy stuff, not experiences! Ok, maybe I’m not going that far. I will, however, admit that I’m guilty of a love for...
I was chatting with someone about who’d you most like to be quarantined with and we were debating the perks of being quarantined with a billionaire. He figured that any billionaire would have a fantastic personal chef, but I wasn’t so sure. Billionaires tend to...
Setting a budget may is tough already but following a budget requires a never-ending slew of decisions and judgments. Budgets are cruel dictators, mean CEOs. They don’t care about us, the little guys, the minions that are carrying out their wishes. But even though we may...
When I was paying down my law school debt, it felt like I was fighting for every last penny. I thought I would feel so much better after my debt was gone. But then, after I paid off my debt, I looked at my paltry...