When people talk about personal finance, they usually want to know how to save money but start talking about budgets and it’s all sorts of panic.
It’s a little odd that people would be more interested in saving money, i.e. how NOT to use money, then how to use it. Money is a tool. It’s not enough to know what inappropriate uses are – you have to know when and how to use your tools to get the maximum benefit. So let’s take some of the stigma out of spending and talk about how to spend money to create a better life.