A Lawyer and Her Money: Financial Freedom for Female Lawyers Blog

christmas without gifts

How A Christmas Without Gifts Changed My Life

Around this time, people start complaining about how stressful it is to shop for Christmas gifts. I just nod and pretend I have any idea what it’s like. I am fortunate not to have the stress of figuring out “perfect gifts” for my family, because...

recognize bad financial advice

What Schools Should Teach About Personal Finance

Recently, more states are adding financial education to their curricula. Some people cheer the change but I question the utility of it. When I was in school, we were taught how to write checks (oh I’m so old). But there are objectively wrong ways to...

grief and finances

How Stress and Grief Affect Your Finances

Apparently, retail sales are up because of pent up demand due to Covid. Personal finance people are pleading, “Don’t go shopping if you don’t need more stuff!” This effort seems futile and wrongly focuses on the action rather than the motivation. It reminds me of...

bargain hunters are broke

Bargain Hunting Is Making You Broke

Most errands are boring, but shopping can be exhilarating. Stores have figured out how to convert the pursuit of saving money into spending too much. Bargain hunting is making you broke. When you think about it, shopping should be full and painful. You have to...

renting is better than owning

OK Boomer: Renting is Better than Owning

Every renter I know has been scolded for “throwing money away” by not buying a house. But is buying a house still good advice? We know that houses bought in the 1980s and held until now amassed a tremendous amount of wealth for the owners....

overcome shopping addiction

Overcome Your Shopping Addiction

It used to be that we would spend our time and money trying to amass resources. But prices have gone down and shopping has never been easier or more omnipresent. It’s too easy to shop when we feel bored, anxious, happy, or sad. Previous generations...

life lessons from watching dogs

Life Lessons from Watching Dogs

Yesterday was my birthday, and I like to reflect on what I’ve learned every year on the day of my birth. It just so happens that I’m watching a friend’s dog this week and I’ve learned so many lessons from dogsitting. Here are a few...

bust your budget

5 Times It’s Ok to Bust your Budget

It always seems like budgets require perfection. If you bust your budget, it always seems like some sort of moral failing. There is always an assumption that everyone has the ability to meet their budget every month, and it’s not true. There are lots of...

reduce risk of going to law school

Reduce the Risk of Going to Law School

Law has historically been considered one of the safest careers to enter. With the rising costs of higher educations, stagnating wages, gluts of law school graduates, and, a global pandemic, that belief has largely been called into question. Even though law is not a 100%...

How Going Zero Waste Can Save Your Life (and A Lot of Money)

I discovered the zero waste movement in 2018. I started by reading Simple Life Hacks to Drastically Reduce Your Trash and 101 Ways to Go Zero Waste and eventually got to the grand poobah Bea Johnson, Zero Waste Home. The movement really spoke to me...